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💀💸 What happens to your bank accounts when you die? If you don’t have a TOD (Transfer on Death) or POD (Payable on Death) set up… they go straight into probate. 🧾💥 That means delays, court involvement, and a giant headache for your family. ✅ But if you do set it up, your money bypasses probate completely and transfers directly to your named beneficiary. Clean. Simple. Fast. And here’s the kicker—this takes like 10 minutes to do at your bank. You just fill out a form. That’s it. 📌 Add your l
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