Would a 10% Credit Card Interest Rate Cap Be a Totally Good Thing for Consumers?
Factors like your debt-to-income ratio, your income and existing debt all influence the interest rate on your credit card. And consumers who are considered high-risk are approved with a higher interest rate as a way for banks and issuers to compensate for the possibility of default.
"Parents sometimes experience their children's mistakes as reflections on themselves," an expert told Newsweek.
Using a secured credit card responsibly now can help you build credit and qualify for a more rewarding card later.
She's been writing about credit cards and reward travel since 2011 with articles on Forbes Advisor, BoardingArea, The Points Guy and more. Her redemptio... Clint ProctorLead Editor, Credit ...
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An emergency credit card can help with unexpected expenses, but make a plan to pay it off quickly to avoid interest charges.
Patients may think dentists are extending payment for costly procedures, but some could be steering clients to a ...
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