Why can't I get a loan? Learn the most common reasons for loan denials—like credit, income or debt—and what steps you can ...

Credit can be confusing. Figuring out what is a bad credit score and, even more important, how to fix it might be the key to ...

A credit score of 670 may be a good credit score for a credit card, while a credit score of 700 will get you the best interest rates for a mortgage loan. A good FICO credit score starts at 670 ...

It may not seem fair, but your credit score can drop if you start using more than 30% of the credit available to you. If your credit limit is $3,000 (for example), you'll want your balance to be ...

If you have bad credit, you might have more trouble taking out a credit card, car loan or mortgage — and if you do get accepted for a credit card or loan, you can expect to pay higher interest ...

Knowing what a bad credit score is and what factors affect your score can help you start rebuilding your credit. A bad credit score generally falls below 600 on a scale of 300-850, depending on ...

A bad credit score doesn't have to last, though you should act quickly to mitigate further damage to your credit. There are a few ways you can fix your credit score . 1.

So, if you have a $3,000 credit limit and a credit card balance of $800, your credit utilization rate would be 26.67% ($800 divided by $3,000). In general, the higher your utilization ratio, the ...

Dear Liz: I am trying to get my credit score figured out and was wondering if you have any recommendations for a credit report guru in my area? I need someone to walk me through why my score isn&#8… ...

Credit scores typically range from 300 to 850, with 300 considered "poor" credit and 850 considered "exceptional" credit. Thankfully, a perfect 850 credit score isn't necessary for most people to ...

Wondering what the lowest credit score you can have is? We’ll explain, and will also offer tips on how to improve your credit if you’re struggling with a bad score.

Marrying someone with bad credit won’t hurt your individual score but could have other important financial implications. Joint debts will be reported to both credit reports.