Student loan borrowers, fired federal workers and financially stressed farmers did nothing different when their credit scores ...

FICO said it'll start including buy now pay later in credit scores. That could hurt the growing share of users who are ...

Credit cards offer benefits but require responsibility. Late payments result in penalties and harm credit scores. This guide ...

FICO unveiled new scoring models that consider BNPL plans.

Bankruptcy damages your credit and stays on your credit reports for years. Fortunately, you can rebuild your credit score ...

US consumers, especially Gen Z and millennial ones, have been embracing “buy now, pay later” services like Klarna and ...

Exhibit 3 shows that distressed credit has delivered better returns than both the S&P 500 and high-yield bonds in four of the past five major equity market dislocations.

If you have a $10,000 credit limit each month and you use $2,000, that’s twenty percent credit utilization. An easy rule of thumb to remember is to keep your utilization below thirty percent.

According to the Federal Reserve Bank of New York, about 1 in 4 people with federal student loans were more than 90 days behind on payments at the end of March.

According to the Federal Reserve Bank of New York, about 1 in 4 people with federal student loans were more than 90 days behind on payments at the end of March.

NEW YORK — Millions of Americans are seeing their credit scores drop now that the U.S. government has resumed referring missed student loan payments for debt collection. But there are things you ...

How your credit score is calculated A credit score is a formula that helps lenders determine how likely you are to pay back a loan. Credit scores are based on your history of payments and your credit ...