Garstang has been told it is getting a new banking hub - in the same week it emerged it is to lose its branch of the NatWest.

Our cities, towns and villages have lost thousands of local bank branches in the past decade - but what happens when it all goes a bit Pete Tong?

Lloyds blamed the decision to shut the branches on customers shifting away from banking in person to using mobile services.

Cash remains vital to many people and businesses. Not everyone can access digital services, so banking hubs help people who need to access cash or prefer to do their banking face-to-face." ...