The regulator of Fannie Mae and Freddie Mac wants to allow mortgage lenders to use an alternative credit score to FICO for ...

A new rule could help millions qualify for a mortgage, especially renters, gig workers and those with limited credit history.

FHFA Director William Pulte said that lenders may now use VantageScore 4.0, an alternative to the FICO score, while assessing ...

It is possible to buy a house with no credit, though it's typically more difficult to get approval for a mortgage.

People who pay their rent on time can establish credit scores or significantly raise low scores if the payments are reported to credit bureaus, new research found. A study published this month by ...

NEW YORK (AP) — Hundreds of millions of ‘Buy Now, Pay Later’ loans will soon affect credit scores for millions of Americans who use the loans to buy clothing, furniture, concert tickets, and ...

Buy Now, Pay Later loans will soon affect some credit scores Research has shown that many BNPL users have revolving credit card balances, lower credit scores, delinquencies, and existing debt ...

FICO announced it will begin factoring in Buy Now, Pay Later loans into people’s credit scores starting in the fall of 2025.