The regulator of Fannie Mae and Freddie Mac wants to allow mortgage lenders to use an alternative credit score to FICO for ...

For years, lenders have used only the FICO score, from Fair Isaac Corp. — a metric that generally excludes such things as ...

It is possible to buy a house with no credit, though it's typically more difficult to get approval for a mortgage.

Credit system is generally associated with the banking and financial institutions, although it has far reaching implications for residents of countries, such as U.S., particularly for those with a ...

Credit is a binding agreement to pay back borrowed money plus interest. Types of credit include secured (like mortgages) and unsecured (like personal loans). Credit scores, used in lending ...

The real story on how to improve credit from an on-the-ground loan officer who works with first-time buyers daily.

You'll need a higher credit score to qualify for a jumbo loan than you would for a conforming loan — often at least 700, though individual lenders may have minimum score requirements that are ...

Credit scores are important whenever you are trying to get a loan, rent an apartment, secure insurance, buy a home. Here are some tips to stay on top of things A good credit score may not be ...

Select defines what it means to have a prime credit score, some of the benefits and the best available credit cards for this type of borrower.

Chase Credit Journey is a free tool for credit score monitoring and improvement. Learn about its features and how it compares to similar services.

Credit is defined as the ability to borrow money with the promise that you'll repay it, often with interest. Having good credit gives you financial flexibility.

What is credit? Learn about how borrowing works, what credit score means and what lenders look for when you apply for a loan or credit card.