IHG One Rewards is a valuable hotel loyalty program because of useful IHG credit cards, reasonable redemption rates and the ...

Age, education and even regional differences influence whether people pay off their balances or fall behind, new research ...

Freedom Debt Relief reports credit card limits aren't keeping pace with debt, stressing residents in Kentucky, Alabama, and Arkansas, where financial strain is highest.

Wisconsin residents rank 11th nationally in debt ratio, just ahead of its 12th ranking nationally in 2019, according to a new ...

Key takeaways. Your credit utilization ratio accounts for 30 percent of your FICO score and is calculated by dividing the total debt you have on your revolving credit accounts by your total credit ...

OAKLAND, Calif.--(BUSINESS WIRE)--Peach Finance, the leading modern loan management and servicing technology platform, today announced it is powering Square’s credit card offering. The credit ...

This Marriott Bonvoy Business Card comes with most of the same features and benefits as the Marriott Bonvoy consumer cards, but it happens to include generous bonus reward categories that are well ...

Credit Cards: A low credit utilisation ratio helps you maintain a healthy credit profile which can improve your loan approval chances as well as get low interest rates on repayment.

Cancel credit cards with the lowest credit limit (the less you use of your credit limit, the better). Generally, most experts recommend keeping your credit-utilization ratio below 30%.

Earning rewards based on your credit card spending can be thrilling. After all, who doesn’t love to get more bang for their buck? Used strategically, “rewards are free money,” says Ted ...

A credit utilization ratio is the percentage of credit currently being used compared to the total available credit. Learn how to improve your credit utilization ratio.