For decades, mortgage lenders have used a single credit score — the FICO score — to underwrite applications for home loans.

The Trump administration is considering privatizing Fannie Mae and Freddie Mac to cut federal deficits. First-time buyers and ...

A major shift is coming to the mortgage industry, and it could make homeownership more accessible for first-time buyers.

Experts say policy change will help Americans with 'thinner credit files' build equity and generational wealth.

The FICO score inventor continues its war with the new administration's FHFA Director Bill Pulte. Pulte said this week that ...

MCCLEAN, Va. (AP) — The average rate on a 30-year U.S. mortgage edged up this week, ending a five-week decline in borrowing costs for homebuyers. The long-term rate ticked up to 6.72% from 6.67% last ...

The regulator for Fannie and Freddie wants to reduce the use of FICO for housing credit, while factoring in borrowers’ rent ...

President Donald Trump's administration announced this week that mortgages sold to Fannie Mae and Freddie Mac will now accept ...

A cloud of uncertainty has hovered over the future of Fannie Mae and Freddie Mac during the first half of 2025. The Trump ...

Don’t let financial fear hold you back from starting the homebuying process. Here’s everything you need to know to feel prepared, empowered and ready to make your move.

Director William J. Pulte’s announcement yesterday that mortgage lenders who sell loans to Fannie Mae and Freddie Mac can, ...

Mortgage lenders can now use the VantageScore 4.0 model when originating loans backed by Fannie Mae and Freddie Mac, which ...