Why can't I get a loan? Learn the most common reasons for loan denials—like credit, income or debt—and what steps you can ...

A good credit score is important for getting access to loans, rental options and even job opportunities. Good credit can lead to lower interest rates, better loan terms and less expensive borrowing ...

Student loan borrowers, fired federal workers and financially stressed farmers did nothing different when their credit scores ...

FICO said it'll start including buy now pay later in credit scores. That could hurt the growing share of users who are ...

FICO unveiled new scoring models that consider BNPL plans.

US consumers, especially Gen Z and millennial ones, have been embracing “buy now, pay later” services like Klarna and ...

Exhibit 3 shows that distressed credit has delivered better returns than both the S&P 500 and high-yield bonds in four of the past five major equity market dislocations.

A high credit score i.e., a score of 750 or more signals strong creditworthiness. Still, it is not a guarantee that your submitted loan application will definitely be approved. Financial institutions ...

Credit score impact: Immediate and long term A missed EMI, even if it is only a few days beyond the lending institution’s grace period, can trigger a serious drop in your credit score.

If you have a $10,000 credit limit each month and you use $2,000, that’s twenty percent credit utilization. An easy rule of thumb to remember is to keep your utilization below thirty percent.

According to the Federal Reserve Bank of New York, about 1 in 4 people with federal student loans were more than 90 days behind on payments at the end of March.

According to the Federal Reserve Bank of New York, about 1 in 4 people with federal student loans were more than 90 days behind on payments at the end of March.