Our opinions are our own. Here is a list of our partners. USDA loans help low- and moderate-income buyers afford homes in qualifying areas, which are not limited to rural regions. One major ...

You can visit the USDA’s eligibility map to determine if the property you’re interested in qualifies. There are no loan ...

Backed by the Department of Agriculture, USDA home loans can be used to finance up to 100% of a property’s appraised value with no down payment. Borrowers must buy a home in a qualifying rural ...

USDA loans are guaranteed by the U.S. Department of Agriculture, so they don't require a down payment or private mortgage insurance. That makes them a great option for first-time homebuyers ...

Credible is solely responsible for this content and the services it provides. Borrowers with USDA loans may be eligible to refinance with a USDA streamline refinance loan. If you can refinance to ...

Understand the USDA Hardiness Zone Map: It delineates 13 planting zones based on minimum winter temperatures. Consider ...

A USDA construction loan, also known as a USDA construction-to-permanent loan, is a type of one-time close mortgage insured by the U.S. Department of Agriculture. It’s different from a ...

Christy Bieber is a full-time personal finance and legal writer with more than a decade of experience. She has a JD from UCLA as well as a degree in English, Media and Communications with a ...

If you're considering buying a home in the Grand Canyon State, you're far from alone. Arizona has 3.08 million housing units and a homeownership rate of 68.7%, according to the U.S. Census Bureau.

Commissions do not affect our editors' opinions or evaluations. USDA loans make getting a mortgage more affordable and accessible for home buyers in eligible rural and suburban areas. Backed by ...

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When it comes to mortgage types, USDA loans can be an attractive option. These loans have many benefits, including lower interest rates and no down payment requirement. To get the most out of a ...