"Usually, FICO scores and VantageScores for the same individual are close in number," Alden notes. When it comes to what constitutes good or bad credit, each creditor has its own definition.

Visit americanexpress.com to learn more. Borrowers generally fall into two main types of classifications, depending on their credit score — prime or subprime. Someone with prime credit may not ...

If you've been carrying credit card debt, you could see a drop in your credit score soon. Fair Isaac Corp., the creator of the FICO score, announced today, Jan. 23, the new FICO 10 model ...

This shows consumers their credit score and helps them understand when ... To meet Capital One’s definition of “excellent” credit, you must have had a loan or credit card for at least ...

Check your free credit score and credit report as often as you want, and get alerts about changes so you can manage your credit effectively. Credit education Stay on top of your score with ...