But here at ESPN bowl prediction headquarters in downtown Indianapolis, we're not afraid of any circumstances. So let's get to the picks, from campus CFP sites through traditional bowls and all the way to the national title game on Jan. 20 in Atlanta.

What bowl games are playing out in college football Thursday? Here's what you need to know, including start times, how to watch and scores:

Penn State was unable to corral Oregon’s offense in the Big Ten Championship though, allowing 496 total yards while dropping a 45-37 decision to the then undefeated Ducks. The Nittany Lions eviscerated SMU in the first round of the CFP Playoff,