A new rule could help millions qualify for a mortgage, especially renters, gig workers and those with limited credit history.

FHFA Director William Pulte said that lenders may now use VantageScore 4.0, an alternative to the FICO score, while assessing ...

Mortgage lenders can now use the VantageScore 4.0 model when originating loans backed by Fannie Mae and Freddie Mac, which ...

Learn what business lending rates are, how they work, and what factors affect them. Understand the differences in small ...

You want that new computer, but your bank account says, “Try again next month.” So, you click “Pay in 4,” and boom, problem ...

Unemployment won’t negatively impact your credit score—at least not directly. Not paying your bills on time, borrowing more money, and opening new credit accounts can lower your credit score.

President Donald Trump's Big Beautiful Bill will lead to stronger economic growth and help Americans keep more of their ...

Unemployment won't directly affect your credit score. Your credit score is a reflection of your history with credit accounts, not your situation. But if your financial behavior changes because of ...

FICO is launching credit scores that finally incorporate Buy Now, Pay Later data. Find out what that means for you and your ...

The new FICO scores ... work out,” Chabrier said. “FICO simulated the effect on credit scoring through a study. They saw that ...

Let’s get one thing straight—your business credit is not separate from your personal credit, especially when you're just ...

Ramp reports that startup business credit cards without credit checks enable access based on cash flow, helping establish ...