A new rule could help millions qualify for a mortgage, especially renters, gig workers and those with limited credit history.

Federal Housing Finance Agency director Bill Pulte announced that lenders may start using VantageScore, a rival to the Fair ...

FHFA Director William Pulte said that lenders may now use VantageScore 4.0, an alternative to the FICO score, while assessing ...

Mortgage lenders can now use the VantageScore 4.0 model when originating loans backed by Fannie Mae and Freddie Mac, which ...

Learn what business lending rates are, how they work, and what factors affect them. Understand the differences in small ...

You want that new computer, but your bank account says, “Try again next month.” So, you click “Pay in 4,” and boom, problem ...

The factors depend on the type of insurance credit score the insurer uses. The FICO Insurance Score, for instance, uses all the same factors as the traditional FICO score, but makes a couple of ...