Best brick-and-mortar savings account Best at Bank of America: Bank of America Advantage Savings Best at Wells Fargo: Way2Save ® Savings Best at Chase Bank: Chase Premier Savings℠ Best at ...

U.S. Bank offers one personal savings account, the U.S. Bank Smartly ... your monthly maintenance fee with a $10,000 minimum daily ledger balance). A 0.25% APY is paid on balances of up to ...