A good credit score is important for getting access to loans, rental options and even job opportunities. Good credit can lead to lower interest rates, better loan terms and less expensive borrowing ...

A credit score of 670 may be a good credit score for a credit card, while a credit score of 700 will get you the best interest rates for a mortgage loan. A good FICO credit score starts at 670 ...

Credit can be confusing. Figuring out what is a bad credit score and, even more important, how to fix it might be the key to ...

Credit scores typically range from 300 to 850, with 300 considered "poor" credit and 850 considered "exceptional" credit. Thankfully, a perfect 850 credit score isn't necessary for most people to ...

If you have bad credit, you might have more trouble taking out a credit card, car loan or mortgage — and if you do get accepted for a credit card or loan, you can expect to pay higher interest ...

It may not seem fair, but your credit score can drop if you start using more than 30% of the credit available to you. If your credit limit is $3,000 (for example), you'll want your balance to be ...

Knowing what a bad credit score is and what factors affect your score can help you start rebuilding your credit. A bad credit score generally falls below 600 on a scale of 300-850, depending on ...

A bad credit score doesn't have to last, though you should act quickly to mitigate further damage to your credit. There are a few ways you can fix your credit score . 1.

Marrying someone with bad credit won’t hurt your individual score but could have other important financial implications. Joint debts will be reported to both credit reports.

So, if you have a $3,000 credit limit and a credit card balance of $800, your credit utilization rate would be 26.67% ($800 divided by $3,000). In general, the higher your utilization ratio, the ...

However, other times your score may drop for a more serious reason, and you may have to work hard over time to get it back up. Here are the 10 major reasons your credit score may drop suddenly ...

When you're browsing personal finance advice, "boosting your credit score" gets all the hype—understandably so, since credit scores are checked when you’re trying to rent an apartment, or a ...