Three decades ago, financial adviser Bill Bengen created a retirement principle called the 4% rule. It went viral. Now, the rule is getting an update. The 4% rule says you should plan to spend 4% of ...

For decades, the 4% rule has served as a widely accepted guideline for retirees seeking to ensure their savings last throughout retirement. Originally developed in the 1990s by financial planner ...

After decades of hard work, retirement should be a time to enjoy the fruits of your labor. But figuring out how to make your retirement funds last, especially in an uncertain or volatile economy, is ...

Retirees, planners, and advisors alike have all used the 4% rule for decades now. Since its discovery in the 1990s, the 4% rule is very straightforward: You withdraw 4% of your savings in the initial ...

The 4% Rule is arguably the most famous strategy for making sure your retirement income lasts long. Developed in the 1990s, it offers an evidence-based answer to most retirees’ question: “How much can ...

Listen and subscribe to Decoding Retirement on Apple Podcasts, Spotify, or wherever you find your favorite podcasts. In 1994, Bill Bengen published groundbreaking research that reshaped the way ...

The 4% rule is designed to help your savings last for 30 years. It doesn't necessarily apply to anyone. A different withdrawal rate may better serve your needs. It's a strategy that's not guaranteed ...

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Saving for retirement is not an easy thing. It requires you to manage your paycheck carefully and, at times, say no to things you want so you can prioritize IRA or 401(k) contributions. But once you ...

A popular strategy has savers withdrawing 4% of their nest eggs annually with adjustments for inflation. There are certain scenarios where the 4% rule doesn't make sense. It's important to customize ...