T he sweet spot for how much to keep in your checking account depends on how much money you spend each month and how hands-on ... highest cash back card we've seen now has 0% intro APR until 2025.

A recent GOBankingRates survey showed that 9 out of 10 people have a checking account. But despite the familiarity, the question of how much cash one should have in an account remains a personal ...

A common rule of thumb for how much to keep in checking is one to two months' worth of expenses. If your monthly expenses are $4,000, for instance, you'd want to keep $8,000 in checking.

Too much cash in your checking account could cost you money. Keep reading to find out why ... Alert: highest cash back card we've seen now has 0% intro APR until nearly 2026.

How much cash to keep in your checking account, according to money experts By Mike Winters, CNBC • Published April 30, 2025 • Updated on April 30, 2025 at 2:22 pm BOOKMARKER ...

For example, if your essential expenses total $3,000 per month, you should aim to keep between $3,000 and $6,000 in your checking account at all times.

But you don't want to keep so much in checking that you miss out on the interest you could earn in a high-yield savings account, or leave your money more exposed to fraud. Watch NBC 4 free ...

A recent GOBankingRates survey shows that nine out of 10 people have checking accounts. But despite the familiarity, the question of how much, exactly, to keep in one remains a personal finance ...