As GEICO has grown, it has delivered money-saving coverage and outstanding customer service to policyholders through its investment in human resources and technology.

Car insurance from Geico costs $396 per year for a minimum-coverage policy, which is $159 cheaper than Esurance. Geico also offers superior customer service and coverage options.

Auto insurance rates are cheaper with AAA than with Geico. But if customer service is a top priority, Geico may be worth the higher premiums.