Finding the balance between living your best life and saving money isn't easy. During my debt payoff journey, depriving myself of fun purchases made hitting my money goals feel like drudgery.

But everything is much easier when it is fun, explained the Skint Dad blog, and it's "exactly the same with saving money". A savings challenge helps you "get into a habit" of putting money aside.

Groupon / Groupon Stuck in a routine? Plan your next spontaneous date night, family outing, or just find something to break ...