Credit is a financial tool that allows people to borrow money or access goods and services before paying. In today’s world, credit is used for just about everything. From large-scale purchases such as ...

NEW YORK — Gen Z has seen its credit scores drop more than any other generation over the past year, largely because of student loan debt, according to a new report out this week. The total national ...

Credit scores play a central role in people's lives. Fair Isaac Corp., or FICO, has dominated credit scoring until recently. The credit-scoring industry is going through a big shift as companies ...

The credit scoring company FICO recently announced it will add something new to some of its credit scores: data from buy now, pay later loans. Those are the loans that allow shoppers, usually online, ...

Having a perfect credit score unlocks the best credit cards and mortgage rates. Any credit score above 800 is considered "excellent." Always strive to maintain the highest credit score you can. If you ...

Paul Soucy has led the Credit Cards content team at NerdWallet since 2015 and the Travel Rewards team since 2023; he is also director of content for Consumer Credit verticals. He was an editor with ...

Clicking the "pay later" option at checkout could start impacting your credit score in the coming weeks. In February, the credit scoring agency FICO announced it would begin factoring Buy Now, Pay ...

When you get a loan from a bank, credit card issuer or other financial institution, you’re requesting credit. You’re making a promise to the financial institution that you’ll pay back the money it’s ...

The credit-scoring industry is going through a big shift as companies compete to gain more power over the market — and prospective home buyers should pay attention. The latest move comes from Fair ...

Those are the loans that allow shoppers, usually online, to break up a purchase into installments — a way to pay that’s become very popular. Let’s take a look at what this could mean for your credit ...