Overdraft fees: Members who receive $1,000 or more in total monthly direct deposits are eligible for no overdraft fee.

(See our methodology for more information on how we choose the best high-yield savings accounts.) Best high-yield savings accounts Best for account features: LendingClub LevelUp Savings Best for ...

A joint savings account is ... Rating image, 4.50 out of 5 stars. 4.50/5 Circle with letter I in it. Our ratings are based on a 5 star scale. 5 stars equals Best. 4 stars equals Excellent.