A financial advisor would be glad to help you optimize your asset allocation using financial planning software and simulation tests. And if you have access to an advisor, it's certainly worth ...

Jot down what your spending looks like in a typical month, including costs for housing, food, medical care, insurance, clothing, charitable donations, and taxes. Then you can add in discretionary ...

Asset allocation is the diversification of your retirement account across stocks, bonds, and cash. Your age is a primary consideration when you're managing allocation because the older you are ...

The rapid appreciation of the largest U.S. stocks has shifted the asset allocation playing field in ways that are not widely recognized.

Asking a financial planner what the best asset allocation is for retirees is a bit like asking a dietitian what the best diet is for retirees. Ask five professionals and you’re likely to get ...

Once the following steps are taken, making asset allocation decisions for how you divide your money between stocks, bonds and/or cash in a way that balances returns and safety according to your ...

Your retirement investment decisions should flow from a target asset allocation that aligns with your time horizon and risk tolerance. Once you implement that allocation, you'll lean on a ...

I am the President of Diversified, a CFP and author. One of the most common questions in investing is regarding the right asset allocation. The answer truly depends on your needs, risk tolerance ...