Savings account rates will fall further, but there are benefits on the way too. Here's what you need to know about the changes coming to your bank.

For example, "several banks are offering high-yield savings accounts with APYs of 4.85%," which, while "down from a peak of 5% or more prior to the rate cut" is still a "relatively robust offer," said CBS News.

The Federal Reserve cut interest rates by a sizable half percentage point last week. But the top savings account rate in the country is holding its ground.

From deployments to frequent moves and everything in between, the military experience doesn't always directly match the civilian experience.